Build, integrate, and scale financial solutions together through strategic partnerships.
Our business model is built on one principle: our commercial success is inseparable from our partners.
We don't extract value from institutions, we create it alongside them, then share in its growth
Who we work with
Institutions seeking to deploy digital wallet products, modernise payment acceptance, or offer diaspora financial services without years of development and regulatory negotiation.
Our commercial model
Partners who integrate across products gain compounding advantages in compliance, cost, and capability.
Platform
Wallet-as-a-Service
Revenue model
SaaS Licence + Volume
How it works
- Platform licensing fee covering compliance, infrastructure, and support
- Variable transaction fees scale with wallet volume — our incentives align with your customer growth.
Platform
Payment Gateway
Revenue model
Merchant Discount Rate (MDR)
How it works
- Percentage of each transaction processed. No large upfront fees
- Revenue scales exactly with your sales volume.
- ETA and KWS Pay credentials included.
Platform
Mzizi
Revenue model
Transfer Fee + FX Margin
How it works
- Explicit transfer fee plus transparent FX margin disclosed before confirmation.
- Institutional processor partners receive volume-based commercial arrangements with agreed SLAs.
From First Conversation to Live Product
Week 1
Discovery Call
We understand your business, customers, and payment objectives. You understand our platforms and commercial model in full detail.
Week 2–3
Proposal & Commercial Teams
Tailored proposal covering relevant platforms, integration architecture, compliance frameworks to be shared, and commercial terms.
Week 3–5
Due Diligence & Agreements
Mutual due diligence, regulatory documentation exchange, Data Processing Agreements, and partnership agreement execution.
Month 2–4
Integration & Testing
Technical integration via sandbox API. User acceptance testing, compliance validation, and CBK notification where required.
Month 4–6
Live Launch and Scale
Phased rollout with dedicated partner success support. Real-time monitoring and reconciliation dashboards live from day one.
Our commitment to every partner
Platform availability
- 99.9% uptime SLA on all production environments.
- Real-time status monitoring and proactive incident communication
- Scheduled maintenance within agreed windows with minimum 72-hour notice.
Settlement accuracy
- Every settlement figure reconciled against a corresponding banking asset before reporting.
- Automated reconciliation dashboards provide live, auditable positions — no manual reconciliation required from partners.
Compliance Transparency
- Full regulatory documentation provided at onboarding and updated whenever licences or frameworks are renewed.
- Partners receive CBK audit outcome summaries and material compliance changes proactively.
Technical Support
- Dedicated technical account manager for every partner.
- Critical (P1) issues acknowledged within 1 hour, resolved within 4 hours.
- Non-critical (P2) issues acknowledged within 4 hours, resolved within 2 business days.
