
We enable institutions to compete more effectively in Kenya's digital economy.
Afrinet Global Ltd is a CBK-licensed Payment Service Provider and certified E-Money Issuer, operating at the nexus of financial technology and regulatory infrastructure in Kenya.
We are the technological and compliance foundation upon which partner institutions build their customer-facing digital payment services.
Where many fintechs seek to disintermediate traditional banks and telecoms, Afrinet empowers them.
Our mission
Afrinet Global is a facilitator of digital payments within Kenya, the region, the African continent, and beyond — empowering Kenyans' financial digital transformation, enriching lives, connecting borders.
Our vision
To be at the forefront of the financial digital revolution in Kenya, creating seamless and convenient digital lifestyles and new economic opportunities for Kenyans at home and in the diaspora.
What we do
Three Platforms, One Infrastructure
Our proprietary platforms share a common CBK-compliant foundation — meaning partners who integrate across products gain compounding advantages in compliance, cost, and capability.

Wallet-as-a-Service (WaaS)
A complete, production-ready mobile money infrastructure deployable under any partner's brand in 3–6 months. Multi-tenant, CBK-compliant, API-first — for banks, SACCOs, fintechs, and large enterprises.

Payment Gateway: KWS Pay & ETA Payments
Unified access to Kenya's full payment spectrum: M-Pesa, Airtel Money, Visa, Mastercard, PesaLink, and USSD — through a single PCI DSS-compliant integration.

Mzizi Cross-Border Settlement
Instant cross-border payments using Account Funding Transaction (AFT) protocols — from international cards directly into Kenyan mobile wallets and bank accounts.
Our core values
Innovation
Continuous R&D at the frontier of financial technology and AI-enabled payment intelligence.
Integrity
Full regulatory transparency and proactive, cooperative engagement with the CBK.
Inclusion
Making digital financial services accessible to every Kenyan — urban, rural, and in the diaspora.
Excellence
Bespoke, partner-specific solutions built to the highest technical and compliance standards.
Security
Robust data protection, fraud prevention, AML/CFT compliance, and PCI DSS adherence.

